Rehmat Card Scheme 2026 | Online Registration, Eligibility & Rs. 150,000 Payment
The Rehmat Card Scheme 2026, also widely known as the Bewa Sahara Card or Yateem Card, is one of the most significant social welfare programs in Punjab, launched under Maryam Nawaz’s welfare scheme initiatives. Designed to provide direct financial relief to widows, orphans, and deserving families, this scheme offers a one-time financial grant of up to Rs. 150,000 along with Rs. 25,000 per orphan child. The Rehmat Card registration window is currently open, and the Rehmat Card application deadline is approaching, so if you are eligible, do not delay. Whether you want to complete your Rehmat Card online registration 2026, download the Rehmat Card application form, access the Rehmat Card web portal, or check online if your payment has been processed, this complete guide covers everything from A to Z.
What is the Rehmat Card Scheme 2026?
The CM Punjab Rehmat Card Scheme is a flagship Punjab social welfare program launched by the Government of Punjab under Chief Minister Maryam Nawaz Sharif. Operating under the concept of Sarkari Kafalat (State Patronage), the scheme is managed by the Punjab Social Protection Authority (PSPA) and provides sustainable financial assistance to the most vulnerable segments of society, particularly widows and orphaned children who have lost their primary earning member (breadwinner).
The Rehmat Card is also referred to by three related names depending on the beneficiary:
- Bewa Sahara Card, the widow (Bewa) support component
- Yateem Card / CM Punjab Yateem Card, the orphan children support component
- Rehmat Card the umbrella program covering both
Rather than small monthly handouts, this Maryam Nawaz welfare scheme focuses on the economic empowerment of widows in Punjab by providing a substantial one-time financial grant that helps families become self-sufficient, covering household expenses, children’s education, healthcare, and daily needs.
The scheme is part of CM Maryam Nawaz’s broader welfare vision, which also includes the Himmat Card (for persons with disabilities) and the Apni Chhat Apna Ghar housing program. In its first phase, the government plans to support 50,000 families across Punjab.
Rehmat Card Scheme Latest News & Announcements
- Registration Status: Rehmat Card registration open online and offline applications are currently being accepted across all 36 districts of Punjab.
- Rehmat Card Apply Last Date: The application deadline for May 2026 is approaching. Applicants must submit before the closing date to be included in the first payment cycle. Check the official portal for the confirmed Rehmat Card apply last date.
- First Phase: The government has confirmed that 50,000 families will receive support in the first phase, shortly after Eid 2026.
- Payment Update: Payments are expected to begin after Eid ul Adha 2026, disbursed via the Rehmat Card ATM, Bank of Punjab, HBL Konnect, and mobile wallets.
- Official Statement: CM Maryam Nawaz confirmed the Bewa Sahara Card and Yateem Card components are merged under the single Rehmat Card umbrella program.
- Policy Update: The government has included women who were abandoned (deserted wives) in some district-level registrations applicants should verify at their nearest Social Welfare Office.
Who Launched the Rehmat Card Scheme?
The Rehmat Card Scheme, officially framed under the concept of Sarkari Kafalat (State Patronage), was announced by Chief Minister Maryam Nawaz Sharif as part of her 100-day agenda after taking office. This Maryam Nawaz welfare scheme directly addresses the economic hardship faced by widows and orphans in Punjab families that lose their primary earning member (breadwinner) and have no safety net.
Key institutions involved:
- Punjab Social Protection Authority (PSPA) – Main implementation body
- Punjab Socio-Economic Registry (PSER) – Poverty data verification and eligibility assessment
- Punjab IT Board – Digital infrastructure, Rehmat Card web portal, and mobile app
- Bank of Punjab / HBL – Payment disbursement via card and branches
- District Social Welfare Offices – On-ground registration support
- District Zakat and Ushr Offices – Alternate in-person registration points
- NADRA – Identity and death certificate verification
The Rehmat Card is positioned as the umbrella program covering both the Bewa Sahara Card (for widows) and the Yateem Card (for orphan children), forming a comprehensive two-component system of economic empowerment under the current Punjab government.
Rehmat Card Eligibility Check 2026 | Who Qualifies?
Understanding the eligibility rules is the most critical step before applying. The Punjab government uses a PMT score (Poverty Means Test) through the Punjab Socio-Economic Registry (PSER) to determine eligibility. Below is the complete breakdown.
Who Can Apply?
The following individuals qualify for the Rehmat Card financial assistance (also called Bewa Sahara Card or Yateem Card assistance):
- Widows (Bewa), women whose husbands (the family’s primary earning member/breadwinner) have passed away, with no other source of income
- Orphan children (Yateem), children under 18 years of age who have lost both parents
- Families registered in the Punjab Socio-Economic Registry (PSER) or National Socio-Economic Registry (NSER) with a qualifying PMT poverty score
- Pakistani nationals who are permanent residents of Punjab province
- Applicants must possess a valid CNIC (registered as “Widow” in the NADRA database for the Bewa component)
- Widows must not be employed in any government position
- Monthly household income must be below the government-defined poverty threshold
Who is NOT Eligible?
Applicants in any of the following categories will be rejected:
- Government employees or wives/dependents of government employees
- Applicants already receiving the Himmat Card or BISP Kafaalat (dual benefits are not allowed)
- Non-Punjab residents (domiciled outside Punjab)
- Individuals whose PSER/PMT score is above the eligibility threshold
- Widows who have remarried
- Applicants with taxable income or registered businesses
Tip: Before applying, confirm your PSER survey registration. If you have not yet been surveyed under the Punjab Socio-Economic Registry, visit your nearest BISP or Social Welfare Office to get registered first — without a valid PSER/NSER score, your application will be automatically rejected.
Benefits of the Rehmat Card Scheme
Payment Breakdown for Widows
Eligible widows receive:
| Benefit | Amount |
|---|---|
| Annual Cash Assistance | Rs. 100,000 – Rs. 150,000 |
| Payment Mode | Quarterly or bi-annual installments |
| Disbursement Method | Rehmat Card (ATM), Bank of Punjab, HBL Konnect, Easypaisa |
Note on Confusion: Some sources cite Rs. 100,000 while others mention Rs. 150,000. The higher amount (Rs. 150,000) appears to apply to widows with multiple dependent children. The official amount per individual case is determined during the verification process.
Payment Breakdown for Orphan Children
Children who have lost both parents receive additional support:
| Benefit | Amount |
|---|---|
| Per Child Support (annual) | Rs. 25,000 |
| Maximum Children Covered | Up to 3 children per family |
| Age Limit | Under 18 years |
| Disbursement | Paid to legal guardian via Rehmat Card |
Additional Benefits Beyond Cash
Beyond the direct cash grant, approved Rehmat Card beneficiaries also gain access to a broader support ecosystem:
- Sehat Sahulat Program (Health Card): All Rehmat Card holders are automatically prioritized for enrollment in Punjab’s Sehat Sahulat Program, the provincial health insurance scheme covering hospital treatment costs across empanelled hospitals.
- Roshan Mustaqbil Card: Orphan children under the Yateem Card component may qualify for the Roshan Mustaqbil Card, which specifically covers school fees, uniforms, books, and other education expenses, ensuring that losing a parent does not mean losing access to education.
- Skill Development via TEVTA: Widows under the Bewa Sahara Card are referred to the Technical Education & Vocational Training Authority (TEVTA) for free vocational training in tailoring, stitching, home-based business, and other skills supporting long-term economic empowerment of widows beyond the initial grant.
- No Middleman Policy: CM Maryam Nawaz has enforced a strict No Middleman policy for the Rehmat Card Scheme. Payments go directly from the Punjab treasury to the beneficiary’s card or mobile wallet, no agents, no commission, no corruption.
- Home-Based Business Support: Widows can use their grant to start small home-based businesses (tailoring, stitching, small shops), actively encouraged under the scheme’s self-reliance objective.
Documents Required for Registration
Preparing your documents in advance will make the registration process smooth and fast. All documents must be verified by official government sources — incomplete or unverified documents are the leading cause of rejection.
Mandatory Documents for Widows (Bewa Sahara Card)
- Original CNIC of the widow must not have expired and must be registered as “Widow” in the NADRA database
- NADRA Death Certificate of the husband. This is the most critical document; obtain it from NADRA or get it attested by the Union Council
- B-Form or birth certificates of dependent children
- Proof of residence utility bill (electricity/gas) or domicile certificate
- PSER/NSER Survey Registration proof or reference number is mandatory for eligibility verification
- Recent passport-size photographs (2 copies)
- Bank account details (if available, Meezan Bank, Bank of Punjab, or HBL preferred)
- Affidavit of no income (from a local magistrate or oath commissioner, if required)
Documents for Orphan Children (Yateem Card)
- Death certificates of both parents — attested by NADRA or Union Council
- CNIC of the legal guardian
- B-Form of the orphaned child
- Guardian’s proof of residence
- Court or union council guardianship letter (if applicable)
Important: All photocopies must be self-attested. Unattested or blurry documents are a common reason for rejection. The NADRA death certificate specifically must be an official NADRA-issued document — handwritten or unverified certificates from hospitals alone are not sufficient.
How to Apply for the Rehmat Card Scheme 2026 – Step-by-Step
There are three ways to apply. Choose the method most convenient for you.
Rehmat Card Online Apply via Web Portal
The fastest way to complete your Rehmat Card online registration 2026 is through the official PSPA web portal accessible at pspa.punjab.gov.pk (the official Rehmat Card Punjab gov pk address). Follow these steps carefully:
- Step 1: Visit the Rehmat Card web portal, and go to the official Punjab Social Protection Authority website. Look for the “Rehmat Card” section on the homepage.
- Step 2: On the homepage, click “New Registration” or “Apply for Rehmat Card.”
- Step 3: Enter your 13-digit CNIC number and registered mobile phone number. You will receive a One-Time Password (OTP) via SMS. Enter the OTP to verify your identity.
- Step 4: Fill in the Rehmat Card application form carefully. Enter your personal details, family information, husband’s death details (for widows), and children’s information (for orphans). The online application form mirrors the paper form available at Social Welfare Offices. Double-check every entry before moving forward.
- Step 5: Upload scanned or clear phone-camera photos of all required documents. Ensure each file is readable, below the maximum file size, and in JPG or PDF format.
- Step 6: Review your complete application, then click “Submit.” A confirmation screen will display your Application Reference Number — save or screenshot this number. You will use it to track your status.
Apply via Mobile App
The Punjab government has released an official mobile application to make registration accessible to applicants without computer access.
- Download: Search “Punjab Rehmat Card” or “PSPA Punjab” on the Google Play Store (Android) or Apple App Store (iOS)
- Register: Open the app and select “New Applicant Registration”
- Follow: The in-app steps mirror the web portal process described above
- Track: Once registered, use the app to monitor your application status in real time
Rehmat Card Check Online | Track Your Application Status by CNIC
After submitting your application, you can check your Rehmat Card online at any time to monitor your progress. The official Rehmat Card web portal and mobile app both offer a live tracking feature. You can also use the 8171 web portal the government’s standard verification platform linked to NADRA and PSPA databases to confirm your Rehmat Card eligibility check status. Here is how to Rehmat Card track your application step by step:
How to Check Rehmat Card Status Online
- Step 1: Go to the official PSPA web portal or the 8171 web portal, or open the PSPA mobile app.
- Step 2: Click on “Check Application Status” or “Track Your Rehmat Card.”
- Step 3: Enter your 13-digit CNIC number and your registered mobile number.
- Step 4: An OTP will be sent to your phone. Enter it to access your dashboard.
- Step 5: Your application status will be displayed on screen. You will also receive a Rehmat Card SMS notification on your registered number whenever your status changes.
What Each Status Means
| Status | Meaning | What to Do |
|---|---|---|
| Pending | Application received, under review | Wait — processing takes 4–8 weeks |
| Under Verification | Field team / PSER is verifying your data | Ensure you are reachable at your registered number |
| Biometric Pending | Thumb impression not yet recorded | Visit nearest designated biometric center |
| Approved | Application accepted, card being issued | Visit designated bank or wait for card delivery |
| Rejected | Application was declined | Read the reason given, correct the issue, and re-apply or file an appeal |
Verify Eligibility via SMS
No internet? No problem. You can verify your Rehmat Card eligibility and status using the government’s official 8171 SMS service — Pakistan’s national welfare verification system linked to NADRA and PSER databases.
How to Use the 8171 System for Rehmat Card
Method 1 — Send SMS to 8171: Type your 13-digit CNIC number and send it as an SMS to 8171 from your registered mobile number. You will receive an automated reply showing your eligibility status, NSER/PSER registration record, and any linked welfare program information.
Method 2 — Send SMS to 8070: Send your CNIC to 8070 — a secondary government welfare SMS verification number — to receive your registration and payment status for programs including the Bewa Sahara Card and Yateem Card components.
Method 3 — 8171 Web Portal Online: Visit 8171.pass.gov.pk in any browser, enter your CNIC, and the portal instantly displays your welfare eligibility, PSER data, and linked payment status across all Punjab and federal programs.
Rehmat Card Payment Date 2026 | When Will You Receive Money?
One of the most common questions is: When will I get paid?
Based on official announcements:
- First Payment Cycle: Expected to begin after Eid al-Adha 2026 for the first 50,000 families approved in Phase 1
- Payment Type: Primarily a one-time financial grant, though the digital card system allows the government to introduce future instalments
- Payment Frequency: Bi-annual (twice per year) or quarterly installments may follow the initial grant, depending on program evolution
- Disbursement Methods:
- Rehmat Card (ATM-enabled debit card issued by Bank of Punjab or HBL)
- Easypaisa / JazzCash (for applicants without bank accounts)
- HBL Konnect branch cash withdrawal
- Bank of Punjab branch collection
How will I know when the payment is ready? You will receive a Rehmat Card SMS notification on your registered mobile number when your payment is processed and ready for collection. This is the official government SMS notification system do not share OTPs or banking details with anyone claiming to be from PSPA over the phone.
No bank account? No problem. Applicants without a bank account can receive payments through biometric verification at designated HBL or Bank of Punjab branches across Punjab. You can also check: Himmat Card Scheme
How Orphans Can Get Rs. 25,000
The CM Punjab Yateem Card is the orphan-support component built into the Rehmat Card Scheme. Also called the Yateem Kafalat program, it provides dedicated financial assistance for orphan children in Punjab under the broader Bewa Sahara Card and Rehmat Card umbrella.
Who Qualifies as an Orphan Under the Scheme?
A child is considered eligible for orphan support if:
- Both parents are deceased
- The child is under 18 years of age
- The child is a Pakistani national residing in Punjab
- The child is under the care of a legal guardian (maternal/paternal relative or court-appointed guardian)
Orphan Registration Process
Orphan children do not apply separately — the guardian applies on their behalf as part of the family application under the Rehmat Card scheme. During registration:
- List all orphaned children in the application form
- Upload death certificates for both parents
- Provide the guardian’s CNIC and guardianship proof
Payment Structure for Orphan Children
| Criteria | Detail |
|---|---|
| Per child per year | Rs. 25,000 |
| Maximum children covered | 3 children per family |
| Payment recipient | Legal guardian (via Rehmat Card) |
| Age cutoff | Support ends when child turns 18 |
Bewa Card vs Yateem Card – What is the Difference?
Many people search separately for the Bewa Sahara Card and the Yateem Card without realizing both are components of the same Rehmat Card Scheme. Here is a clear breakdown:
| Feature | Bewa Sahara Card (Bewa Card) | Yateem Card (CM Punjab Yateem Card) |
|---|---|---|
| Full Name | CM Punjab Bewa Sahara Card | CM Punjab Yateem Card / Yateem Kafalat |
| Target | Widows (women whose husbands have died) | Orphan children (both parents deceased) |
| Amount | Rs. 100,000 – Rs. 150,000 | Rs. 25,000 per child (up to 3 children) |
| Who Applies | The widow herself | Legal guardian on behalf of the child |
| Part of Rehmat Card? | ✅ Yes | ✅ Yes |
| Separate Application? | No — same Rehmat Card form | No — included in the same application |
| Companion Benefit | Can receive both Bewa + Yateem support | Guardian receives Bewa + Yateem together |
| Related Program | Sehat Sahulat, TEVTA training | Roshan Mustaqbil Card (education support) |
Key takeaway: You do not need to apply separately for the Bewa Card and the Yateem Card. A widow with orphaned children submits one Rehmat Card application form and the system automatically calculates the total assistance widow grant + per-child orphan support — based on the family profile.
Rehmat Card vs Himmat Card – What’s the Difference?
Many people confuse these two Punjab welfare programs. Here is a clear comparison:
| Feature | Rehmat Card | Himmat Card |
|---|---|---|
| Target Beneficiary | Widows and orphaned children | Persons with disabilities (PWDs) |
| Annual Assistance | Rs. 100,000 – Rs. 150,000 | Rs. 60,000 – Rs. 120,000 |
| Managing Authority | PSPA Punjab | PSPA Punjab |
| Application Method | Online portal / Mobile app / In person | Online portal / Mobile app / In person |
| Key Document | Husband’s death certificate | Disability certificate (from medical board) |
| Can you get both? | No — dual benefit not allowed | No — dual benefit not allowed |
| Eligibility Survey | NSER/PMT score required | NSER/PMT score required |
Bottom line: If you are a widow or guardian of orphans → apply for Rehmat Card. If you are a person with a disability → apply for Himmat Card.
Common Mistakes
These are the most frequent errors that lead to rejection or missing the Rehmat Card apply last date:
- Wrong CNIC format: Always enter all 13 digits without dashes
- Blurry or dark document photos: Use good lighting; ensure text is fully readable
- Missing PSER Survey: If you haven’t completed the Punjab Socio-Economic Registry (PSER) survey, your application will be rejected automatically. Complete the PSER survey first at your nearest e-Khidmat Markaz, Social Welfare Office, or BISP office
- No NADRA Death Certificate: A hospital-issued death certificate alone is not sufficient. You must obtain the official NADRA death certificate before applying
- Paying an agent or middleman: The Rehmat Card enforces a strict No Middleman policy — registration is 100% free. Anyone charging money to help you register is committing fraud. Report them via the helpline (0800-02345) immediately
- Low PMT Score awareness: Some applicants don’t realize their PMT score may disqualify them. Check your Rehmat Card eligibility check status via the portal before applying
- Applying in the wrong category: Widows with a living husband are not eligible; abandoned/divorced women are not widows under the scheme’s criteria
- Expired CNIC: Renew your CNIC at NADRA before applying — and ensure it reflects “Widow” status
- Wrong mobile number: Ensure the mobile number is active — all OTPs and SMS notifications come to this number
- Missing biometric verification: Many applicants submit the form but don’t complete the biometric verification step — the application stays stuck until this is done
- Applying while on another scheme: Dual registration (Himmat Card + Rehmat Card, or BISP + Rehmat Card) leads to automatic disqualification
- Waiting too long: Missing the Rehmat Card apply last date means you miss the first payment cycle entirely
How Long Does Rehmat Card Approval Take?
| Stage | Estimated Time |
|---|---|
| Application submission to acknowledgment | Immediate (online) |
| Initial review | 2–3 weeks |
| Field verification | 3–4 weeks |
| Final approval/rejection notification | 6–8 weeks total |
| Card issuance after approval | 2–4 additional weeks |
Factors that can delay approval:
- Incomplete or unclear documents
- Field verification team unable to reach you
- Discrepancies between CNIC data and application information
- High volume of applications in your district
What to do if it’s taking too long: Call the helpline (see below) with your application reference number. You can also visit the nearest District Social Welfare Office for a status update.
Rehmat Card Scheme Helpline & Complaint Process
If you face any issues, rejection, payment delays, login problems, or need guidance, contact the official support channels:
- Helpline Number: 0800-02345 (Punjab Social Protection Authority toll-free line)
- Complaint Portal: Visit the PSPA official website and click “Submit Complaint”
- WhatsApp Support: Check the official Punjab government social media for the active WhatsApp number
- Email: complaints@pspa.punjab.gov.pk (verify on the official site)
- In-Person: District Social Welfare Office in your city
How to File a Rejection Appeal
- Log in to the web portal or app
- Go to “My Applications”
- Click “Appeal Rejection”
- Upload corrected documents or a written explanation
- Submit appeals are reviewed within 30 days
Conclusion
The Rehmat Card Scheme 2026, whether you call it the Bewa Sahara Card, the Yateem Card, or the CM Punjab Rehmat Card represents a meaningful step under the Sarkari Kafalat vision toward protecting Punjab’s most vulnerable citizens. Widows who have lost their primary earning member (breadwinner) and orphaned children who have no one to support them now have access to a one-time financial grant of up to Rs. 150,000, with Rs. 25,000 per Yateem child delivered through a transparent digital system.
The Rehmat Card application deadline is approaching. Do not miss it. Complete your PSER survey first if you haven’t already, get your NADRA death certificate verified, and submit your Rehmat Card application form via the Rehmat Card web portal (pspa.punjab.gov.pk) or at your nearest Zakat and Ushr Office or District Social Welfare Office. Complete your biometric verification promptly after registration to avoid delays.
Use the 8171 web portal or the official PSPA portal to do a Rehmat Card check online and track your Rehmat Card application at every stage. Once approved, you will receive a Rehmat Card SMS notification confirming your payment date.
