How To Apply For Prime Minister Loan Scheme | PM Youth Loan Scheme 2025 Online Apply

Applying for the PM Youth Loan Scheme 2025 can sometimes be challenging for candidates. To make it easier, here’s a clear step-by-step guide to help you successfully complete your online application. Follow each step carefully to ensure your submission is processed without any issues.

PM Loan Scheme Eligibility Criteria

• Age 18–45, Pakistan resident, not a government employee
• Category-1: Up to PKR 500,000, 0% markup, 3-year tenure, first 6 months grace
• Have ready: CNIC with issue date, your photo, CNIC front/back images, active mobile number

Item	What to enter/upload	Notes
CNIC + Issue Date	CNIC with dashes; issue date	Required to sign up
Photo	Recent passport-size	JPG/PNG
CNIC Images	Front + Back	Clear, readable
Mobile Number	Primary active number	Avoid recently ported SIMs
Bank Selection	BOP / NBP / Askari / HBL / BoK	Under BOP: Akhuwat Islamic Microfinance or NRSP
Business Info	New or Existing, category/sector, name, brief details	Experience + monthly expense estimate
Loan Need	Up to PKR 500,000	Tenure fixed at 3 years in Category-1

Tip: If you want a guided checklist, see pm loan scheme online apply.

Step-by-Step Process Loan Scheme

Step 1 — Visit Offcial PM Loan Scheme Site

• On your browser, search “PM Youth Loan”.
• Verify the official domain is pmy.gov.pk and the page shows “Prime Minister Youth Loan and Agriculture Loan.”
• Click “Apply for Loan.”
  Note: If a link under “Eligibility” doesn’t open, use the main “Apply for Loan” button at the top.

Step 2 — Account Sign up

• Enter CNIC (with dashes) and CNIC Issue Date.
• Select Tier/Category = Category-1 (up to PKR 500,000, 0%).
• Press Enter to open the application form.

Step 3 — Personal Information

• Select Bank (e.g., Bank of Punjab or NBP).
  • If BOP is selected, choose Akhuwat Islamic Microfinance or NRSP.
• Upload: your photo, CNIC front, CNIC back.
• Fill: number of dependents, gender, marital status, husband/father’s name.
• Address: Province → Division → District → City; tick “As above” if permanent = present.
• Contact: primary mobile number (optional: income/expenses).
• Click “Save & Proceed.”

Step 4 — Business Information

• Choose “New” business or “Existing” (for expansion).
• Select Business Category (Agriculture / Manufacturing / Services).
• Choose Sector and Sub-category (e.g., Media & Marketing → Direct Marketing).
• Enter Business Name and short Business Details.
• Add relevant experience (e.g., 4 years).
• Enter estimated monthly business expenses (optional upload: supporting docs).
• Click “Save & Proceed.”

Step 5 — Loan Details

• Loan Size is fixed by Category-1.
• Enter required amount (up to PKR 500,000).
• Loan Period = 3 years (cannot select more than 3).
• Click “Save & Proceed.”
  Note: You can preview installments via the on-site calculator. For PKR 500,000 over 3 years at 0% with a 6-month grace, you’ll roughly pay PKR ~14,100–14,200 for the 30 paying months.

Step 6 — Financing Details & Declarations

• If you already have unpaid loans/defaults, declare truthfully (banks verify).
• Tick the two declarations:
  • Information is true and correct.
  • You are NOT a government employee.
• Click “Submit.” You’ll see a success message.

Step 7 — After Submission

• Processing time: about 45 days.
• Your selected bank may contact you by SMS/call earlier. Do not ignore; verify it’s genuinely from the bank.

Step 8 — Track Your Application

• On the homepage, click “Track.”
• Enter CNIC, Mobile Number, CNIC Issue Date, Date of Birth.
• Click “Submit” to view status and progress.
  Need a quick recap of earlier cycles? Check pm loan scheme 2023.

Quick Notes

• If the Submit button doesn’t appear: complete all mandatory fields (red asterisk), keep Category-1 tenure at 3 years, and use the main “Apply for Loan” button if a sub-link breaks.
• Planning a different vertical (e.g., housing)? See pm housing loan scheme pakistan apply online.

That’s it—follow each step carefully and you’re done!